---
title: How to Send Money and Convert Currency with Kwilax
description: Learn the step-by-step process to download the Kwilax app, verify your identity, and start transacting securely across borders.
url: "https://kwilax.com/how-it-works"
type: static
generatedAt: "2026-06-05T15:16:38.293Z"
---

# How It Works: Send Money & Fund Alipay in 4 Steps

Get started with fast, secure cross-border transactions and convert NGN to CNY in just a few simple steps.
       1
### Get the App & Sign Up

Download the Kwilax app from the [App Store](https://apps.apple.com/us/app/kwilax/id6738959937) or [Play Store](https://play.google.com/store/apps/details?id=com.kwilax.app), or visit our [Web App](https://app.kwilax.com).

Create your account by providing your email, selecting your country/currency, and entering the verification token sent to your inbox.
   ![App Registration](/images/how_it_works/registration.webp)       2
### Verify Your Identity

To keep the platform secure and comply with financial regulations, you need to verify your identity before transacting. It's simple: just provide your **BVN or NIN** along with a quick **selfie**.
   ![ID Verification Screen](/images/how_it_works/identity_verification.webp)       3
### Setup Transaction & Pay

Navigate to the transaction screen and input the amount you want to send (in **Naira** or **Yuan**).

When submitting, choose your preferred payment method: use your **Kwilax Wallet** (if sufficiently funded) or select **Bank Transfer** to pay into the account provided specifically for that transaction.
   ![Transaction Setup Screen](/images/how_it_works/money_transfer.webp)        4
### Complete & Track

Once paid, just wait for your transaction to be completed! You can track the status directly from your dashboard in real-time.
   ![Success and Tracking Screen](/images/how_it_works/transfer_successful.webp)